Payment & Billing Policy
This Payment & Billing Policy explains the general conditions applicable to payments for courses, programs and other paid services offered through WFDP Academy.
Where a specific course, program or service has additional payment conditions, those conditions may apply together with this policy.
Certain WFDP Academy courses and learning opportunities may be offered free of charge, while others may require payment.
Where a fee applies, the applicable price will ordinarily be displayed before enrollment or payment is completed.
Prices may vary according to the course, program, delivery format, promotional arrangement or other applicable conditions.
By submitting a payment, the payer represents that they are authorized to use the selected payment method and authorizes the applicable transaction for the amount displayed at checkout or otherwise agreed.
Payments may be processed through third-party payment providers or financial institutions.
WFDP Academy does not control all processing decisions made independently by banks, card issuers or payment-service providers.
Prices may be displayed or processed in one or more currencies depending on the applicable course, payment method or platform configuration.
Where currency conversion is required, the final amount charged may be affected by exchange rates, conversion charges or other fees applied by a bank, card issuer or payment provider.
Such third-party charges are generally outside WFDP Academy’s control.
Where applicable, taxes or other legally required charges may be added to a transaction or included in the displayed price according to the relevant payment arrangement.
Users are responsible for reviewing the final transaction amount before confirming payment.
Enrollment in a paid course or program is ordinarily confirmed after the relevant payment has been successfully processed and recorded by the WFDP Academy system.
Users should retain applicable payment confirmations or receipts for their records.
A payment may be declined, delayed or remain pending for reasons including:
Access to a paid course or service may remain unavailable until payment has been successfully confirmed.
Where WFDP Academy permits offline payment methods, enrollment may remain pending until appropriate proof of payment has been submitted and verified.
Submission of a payment document does not itself constitute confirmation that payment has been received.
WFDP Academy may request additional or clearer documentation where submitted proof cannot reasonably be verified.
Invalid, incomplete, altered or unverifiable payment documentation may be rejected.
Where available, users may receive an electronic receipt, invoice or other transaction confirmation.
Users should review payment information and promptly report material errors through an official WFDP Academy support channel.
WFDP Academy may periodically offer promotional pricing, discounts, coupons or other special arrangements.
Unless otherwise stated:
Where courses are sold as a bundle, the displayed price and applicable conditions relate to the bundle as offered at the time of purchase.
Access to individual courses within a bundle may be subject to the applicable bundle terms and course availability.
Where the platform permits a course to be purchased as a gift, the payer is responsible for providing accurate information required to deliver the gift to the intended recipient.
Gift purchases remain subject to applicable payment, enrollment and refund conditions.
Eligibility for refunds is governed by the WFDP Academy Refund Policy and any specific conditions applicable to the relevant course, program or transaction.
Payment of a fee does not automatically create an unrestricted right to a refund.
Users who believe that they have been charged more than once or charged an incorrect amount should contact WFDP Academy through an official support channel and provide relevant transaction information.
WFDP Academy may review its payment records and, where appropriate, coordinate with the relevant payment provider.
Users who believe that a payment method has been used without authorization should promptly contact their bank or payment provider and notify WFDP Academy where the transaction relates to an Academy service.
WFDP Academy may temporarily restrict relevant account or transaction activity where reasonably necessary to investigate suspected fraud or unauthorized use.
Where a payment is disputed through a bank, card issuer or payment provider, WFDP Academy may provide relevant transaction and enrollment information to the payment provider as reasonably necessary to respond to the dispute.
Where a payment is reversed, access to the associated paid course or service may be suspended or withdrawn where appropriate.
Fraudulent or abusive use of payment-dispute procedures may result in restrictions on the relevant account.
WFDP Academy may use third-party payment providers to facilitate transactions.
Payment information processed directly by those providers may be subject to their respective terms, privacy policies and security procedures.
WFDP Academy does not guarantee the continuous availability of any particular third-party payment method.
WFDP Academy may change the price of courses, programs or services from time to time.
A later change in price does not ordinarily alter the price of a transaction that was already validly completed, unless otherwise required or expressly agreed.
Questions concerning a WFDP Academy transaction should be submitted through an official Academy support or contact channel.
Users should not publicly disclose complete card numbers, passwords or other sensitive financial credentials when requesting support.
WFDP Academy may update this Payment & Billing Policy periodically to reflect changes in its payment methods, platform functionality, programs or applicable requirements.
Users should review the applicable payment information before completing a transaction.